CAGR Calculator

Find the compound annual growth rate of an investment from its starting value, ending value and time period.

CAGR formula

CAGR = (Ending value ÷ Starting value)^1/years − 1

CAGR is the steady yearly rate that would take you from the start to the end value. It smooths out ups and downs, so it is a good way to compare funds, stocks or property over the same period.

Example

₹1,00,000 growing to ₹2,50,000 in 7 years is a CAGR of about 14.0%.

Limits of CAGR

It ignores what happened in between. Two investments with the same CAGR can have very different volatility.
It does not suit SIPs with many cash flows; use XIRR for those.

Frequently asked questions

CAGR vs absolute return?

Absolute return is the total percentage change. CAGR converts it to a yearly rate so different periods can be compared.

Can CAGR be negative?

Yes, if the ending value is lower than the starting value.

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Last reviewed: October 2026. Results are estimates, not financial advice.